How do I start the financing process?
How long does this process take?
What will my interest rate be?
How much down payment will I need?
What do I do if I have challenged credit?
Can I co-sign for someone else?
Can I co-sign for someone else?
What documents do I need to buy a car?
- With established credit and a strong history of on-time payments on an auto loan, a driver's license and proof of automobile insurance are required.
- For establishing credit, a driver's license, proof of automobile insurance, pay stubs from the last 30 days, utility bill and phone bill are required.
- For re-establishing credit, programs require a driver's license, proof of insurance, pay stubs from the last 30 days, utility bill, phone bill and a list of 10 references.
Who do I contact if I have questions about financing later?
What are the benefits of leasing?
- FLEXILIBILITY: At the end of your lease, you are free and clear to pick something new to drive. You also have the option to purchase at the end of your lease for a set amount.
- NO HASSLE: You don’t have to worry about selling it or getting a fair price for trade-in. You can simply turn it in and move on.
- IMPROVED MANTAINENANCE: Since you are always driving a newer vehicle, maintenance repairs are much less of a concern. Plus, you have full warranty coverage for the life of your lease!
- You can experience NEW more often! You can upgrade to newer models more frequently.
- LOWER DOWN PAYMENT: Based on the lease structure, your down payment may be less than buying.
- SAVE MONEY: Because you are only paying to drive the vehicle for a fixed period of time, the payments are typically lower than with buying. Also, you can consider vehicles with more options for a lower monthly payment. You aren’t as constrained by the overall price of the vehicle because you only pay for a portion of the vehicle that you use.
- WORRY LESS ABOUT DEPRECIATION: At the end of your lease, you can enjoy driving without worrying about the decrease in value.
- PAY FOR THE BEST MILES: By getting a monthly payment that is in tune with how much you drive, you’re paying for mileage in the best part of the vehicle’s life: when it’s new and still under warranty. You can work with the dealer to choose the mileage limit that is best for you.
